1998 | Hal Scott
Download As PDF Novel legal problems presented by the recent emergence of new payment systems have prompted some to call for revision of article 4 of the Uniform Commercial Code. Others suggest that private contract can deal with the issues raised by most new...
1998 | Hal Scott
Download As PDF This paper recounts some well-known problems confronting European monetary union (EMU), such as withstanding asymmetric shocks and maintaining domestic political support. It then examines how a speculative attack could damage a target country’s banking...
1995 | Hal Scott
Download As PDF Résumé Alors qu’elle constitue le plus important moyen de règlement interbancaire aux Etats-Unis, la télétransmission des ordres de virement ne fait l’objet d’aucune réglementation juridique appropriée dans ce pays. En effet, les...
1995 | Hal Scott
Download As PDF The Community Reinvestment Act (CRA), enacted in 1977 during the Carter Administration, requires federal banking agencies to encourage banks and thrifts (banks, for short) to meet the credit needs of their local communities (including low and moderate...
1995 | Hal Scott
Download As PDF This paper deals with the impact of the Basle Accord on competition between U.S. and foreign banks, with an emphasis on competition between United States and Japanese banks’. By way of introduction, let me briefly describe the 1988 Accord, which...
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