2018 Japan-US Symposium Presentations Financial Technology and Banking: Threats and Opportunities Financial Stability Implications of a Prolonged Period of Low Interest Rates Global Economy and Finance at a Turning Point Japan Investment Corporation Keynote Remarks The Persistence of Low Long-Term Interest Rates: Causes and Consequences When the U.S. Sneezes… Why are interest rates so low? Secular stagnation vs. Secular innovation